There is nothing we take more seriously than helping people find new homes they love. That is why we have access to the Multiple Listing Service (MLS) in three different areas, keeping you informed of new listings from virtually any MLS Company. We will also spend time learning your personal real estate needs, based on:

• Your preferred price range
• What style of home you want
• What area(s) you want to look in
• What features and extras you would like
• Your preferred down payment
• Your preferred monthly payment
• Which types of financing are best for you
• How you can get a mortgage

WHY SHOULD I GET A MORTGAGE?

Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," a pre-approved mortgage is essential.

WHAT DO I NEED?

If you decide to apply for a mortgage, you will need to supply information about your income, expenses, and obligations. For a full list of the items you may need to bring, please contact us. Do you have concerns about bad credit? That's okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.

TIPS AND RESOURCES

If you're not sure where to start, you may want to use the Pre-Qualify tool.  The pre-qualification calculator can help you determine what you can comfortably afford. 

If you are interested in information on schools in the area you are searching, we have a list of related webpages that you may wish to browse.  Please visit the School Information page for this list of links.

Wayzata Lakes Realty, Broker Eric Kodner, and WayzataLakesRealty.com cannot be held responsible for the availability or content of external links.